New Guidance from the DOL on Administering FFCRA Leaves

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Summary of Keypoints Source of guidance: The U.S. Department of Labor released a Questions and Answers document to help employers administer FFCRA leave provisions ahead of the April 1 implementation date. Employee eligibility limits: FFCRA leaves are not available to employees who are furloughed, have reduced hours, or work at locations that are closed due…

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COVID-19 Poster – Required Distribution by April 1 for all Businesses

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Summary of Keypoints Mandatory requirement: The U.S. Department of Labor released a required employee rights poster related to the Families First Coronavirus Response Act (FFCRA). Distribution deadline: All businesses were required to post or distribute the poster by April 1. Acceptable distribution methods: Employers may satisfy the requirement by physically posting the notice or distributing…

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3 Sources of Federal Relief for Small Businesses

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Economic Injury Disaster Loans (EIDL) through the SBA The Coronavirus Preparedness and Response Supplemental Appropriations Act provided $1Billion of loan subsidies for the SBA Economic Injury Disaster Loan program for small business entities financial impacted as a result of the coronavirus. Please see our post here for more information about the program and how to…

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For Individuals: New COVID-19 Federal Assistance – CARES Act

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Summary of Keypoints Overview of the CARES Act for individuals: The CARES Act, enacted on March 27, 2020, provides economic relief aimed at helping individuals and families manage the financial effects of the COVID-19 pandemic, with provisions summarized as guidance available at the time. Retirement plan relief: Individuals may take coronavirus-related retirement plan distributions of…

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For Small Businesses: New COVID-19 Federal Assistance – CARES Act

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Summary of Keypoints Overview of CARES Act relief for small businesses: The CARES Act, enacted March 27, 2020, provides payroll, rent, and cash-flow relief for small businesses, including loan forgiveness for eligible expenses and the option to defer employer Social Security tax payments over two years. Paycheck Protection Program (PPP) and loan forgiveness: The Act…

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Help for Small Businesses in Maryland

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Summary of Keypoints Overview of Maryland small business relief: Maryland offers two COVID-19 emergency assistance programs for small businesses and nonprofits with fewer than 50 employees: an emergency relief grant fund and an emergency relief loan fund. Maryland Small Business COVID-19 Emergency Relief Grant Fund ($50M): This program provides grants of up to $10,000 to…

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Resources for Small Businesses – SBA EIDL Funding

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Summary of Keypoints Overview of SBA Economic Injury Disaster Loans (EIDL): The U.S. Small Business Administration offers low-interest federal disaster loans of up to $2 million to help small businesses experiencing substantial economic injury due to COVID-19. Purpose and use of funds: EIDL funding is intended to provide working capital to support ongoing business operations…

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Tax Credits Provided to Small Businesses

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Summary of Keypoints Overview of FFCRA tax credits for small businesses: The Families First Coronavirus Response Act requires small businesses to provide paid sick leave and emergency family and medical leave, while offering refundable payroll tax credits to offset the cost of these required wages. Scope and timing of credits: The FFCRA provides a 100%…

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